# Hundreds of metrics created to enrich your data

## Get a breakdown of customers’ monthly income and expenditure patterns. Instantly access their recurring transactions, fixed & flexible costs, and more.

### Top Recurring Transactions

| Description                           | Amount       | Account Consistency | Regularity   | Longevity          |
|---------------------------------------|--------------|--------------------|--------------|--------------------|
| Salary                                | £4,543.00   | Somewhat consistent | Highly regular| 3 months - 0 breaks|
| Benefits                              | £50.00      | Somewhat consistent | Highly regular| 3 months - 0 breaks|

### Financial Overview

- Balance: £3,543.59
- Average Income: £2,326.59
- Average Cost: £3,543.59
- Net Balance: £3,543.59
- Fixed Cost: £3,543.59
- Flexible Cost: £3,543.59

### Income & Expenditure Analysis

Verify basic cash flow metrics such as income sources and expenditures. Plunge into average, historical, and future predicted values to improve credibility analysis.

### Cash Flow Summary

Monitor cash flows in a customer’s account through API and a user-friendly dashboard. Use data for improved affordability, income, balance, fixed and flexible costs.

### Financial Markers

Use metrics to easily analyze credit repayments and loans. The metrics are based on the number of incidents, total amounts, and proportion.

### Events and Alerts

Get all necessary data on event type and description, as well as data and amount for all events and alerts. Extract and enrich financial information such as crucial account behavior.

### Balance history & forecast

Monitor income and expenditure amounts and sources. See the full history of daily balances, discover trends and patterns, and dive deeply into the 90-day predictions.

### Monitor financial trends & patterns and detect anomalies

Get a full view of your customer’s financial condition.

### Recurring Incomes

Monitor recurring incomes that occur in your customers’ accounts. Verify income stability and regularity. Track the sources and amounts in the most recent 3 months.

### Recurring Expenditures

Track the most significant expenditures such as rent, bills, and loans in the last 12 months.

### Fixed Expenditures

Understand the most important expenditures in a customer’s account and make predictions for the next 90 days.

### Flexible Expenditure

Find expenditures that are not essential. Monitor past figures to understand how they affect customer’s spending behavior.

### Financial Credibility

Dive deeper into your customer’s creditworthiness. Monitor significant flags that highlight the key account activity.

### Financial Liquidity

Get a full analysis of your customer’s account stability and consistency.

## How Transactional Intelligence can boost your business

Transactional Intelligence uses the power of Artificial Intelligence and Machine Learning algorithms to fully unleash the potential of banking data. This approach leads to accurate data analysis, enabling:  
- Instant processing of data from multiple sources.
- Reduction in underwriting time and fraud risk.
- Efficient management of customer accounts with constant affordability tracking.
- Minimization of costs and human error risks.